Section · Nº 10 of 10
Business.
Macroeconomics, monetary policy, JSE-listed companies and the South African founders, deals and policy decisions that move the rand.
11 stories in this section
Money Out
Where South Africa's money is going — and why
An estimated R340 billion left South Africa in private capital outflows in 2025. The individuals and companies relocating savings are not criminals or pessimists — they are rational actors responding to structural signals that the government cannot afford to ignore.
New Ownership
BEE 2.0: the startup rewriting the rules
The original Black Economic Empowerment framework enriched a narrow elite. A new generation of founders, investors, and policy thinkers is building something different — broader, faster, and less reliant on the structures of the past.
Rate Watch
The SARB governor who finally blinked
Three consecutive interest rate cuts in nine months. Lesetja Kganyago, the South African Reserve Bank's longest-serving governor, explains the decision — and why he believes the country's inflation anchor remains intact.
Emerging Tech
Why South African AI startups are quietly attracting investor attention
Behind the headlines about Silicon Valley and London, a different kind of AI company is forming in Cape Town and Johannesburg — one built on real problems, scarce data, and operational knowledge that global investors are finding difficult to replicate elsewhere.
Money Guide
How to start investing in South Africa without losing the plot
A practical 2026 guide to the first decisions that matter: emergency cash, tax-free accounts, retirement annuities, offshore exposure, fees, and when to speak to a licensed adviser.
Tax-Free Investing
The South African TFSA is simple until you use it badly
The annual limit rose to R46,000 from 1 March 2026. That makes the account more useful, but the old mistakes still apply: over-contributing, withdrawing too early, and treating it like a savings pocket.
Tax Choices
TFSA or retirement annuity: the answer depends on what you need the money to do
Both accounts can be useful. The wrong comparison is 'which is better?' The better question is tax relief now, flexibility later, or a disciplined retirement structure.
Global Money
Offshore investing is not a panic button
Global exposure can protect a South African portfolio from rand concentration. It can also add tax, estate and fee complexity if it is done without a plan.
Advice Check
How to choose a financial adviser without being sold a product first
A good adviser should help you understand trade-offs. A bad one rushes you toward paperwork. Here is how to slow the process down.
Investor Behaviour
What kind of South African investor are you really?
Most investing mistakes are behavioural before they are technical. Your risk tolerance, time horizon and reaction to uncertainty often matter more than the product brochure.
Finance Guides
Start with the money questions that matter.
investing in South Africa
How to start investing in South Africa without losing the plot
A practical 2026 guide to the first decisions that matter: emergency cash, tax-free accounts, retirement annuities, offshore exposure, fees, and when to speak to a licensed adviser.
TFSA South Africa 2026
The South African TFSA is simple until you use it badly
The annual limit rose to R46,000 from 1 March 2026. That makes the account more useful, but the old mistakes still apply: over-contributing, withdrawing too early, and treating it like a savings pocket.
TFSA vs retirement annuity South Africa
TFSA or retirement annuity: the answer depends on what you need the money to do
Both accounts can be useful. The wrong comparison is 'which is better?' The better question is tax relief now, flexibility later, or a disciplined retirement structure.
offshore investing South Africa
Offshore investing is not a panic button
Global exposure can protect a South African portfolio from rand concentration. It can also add tax, estate and fee complexity if it is done without a plan.
financial advisor South Africa
How to choose a financial adviser without being sold a product first
A good adviser should help you understand trade-offs. A bad one rushes you toward paperwork. Here is how to slow the process down.
investor type South Africa
What kind of South African investor are you really?
Most investing mistakes are behavioural before they are technical. Your risk tolerance, time horizon and reaction to uncertainty often matter more than the product brochure.