Author · Business & Economics
Jaco Roussouw
Business and economics correspondent. Former deputy editor of Business Day. Covers macroeconomics, monetary policy, and corporate affairs.
Based in Waterkloof, Pretoria · 18+ years experience · 10 stories for KOPJE
Credentials
- M.Com (Economics), University of Pretoria
- Sanlam Excellence in Financial Journalism Award, 2019
Previously at
- Deputy Editor — Business Day
- Senior Correspondent — Financial Mail
- Reuters — Johannesburg bureau
Contact
- Business · MONEY
How to start investing in South Africa without losing the plot
A practical 2026 guide to the first decisions that matter: emergency cash, tax-free accounts, retirement annuities, offshore exposure, fees, and when to speak to a licensed adviser.
20 May 2026 · 8 min read
- Business · MONEY
The South African TFSA is simple until you use it badly
The annual limit rose to R46,000 from 1 March 2026. That makes the account more useful, but the old mistakes still apply: over-contributing, withdrawing too early, and treating it like a savings pocket.
20 May 2026 · 7 min read
- Business · MONEY
TFSA or retirement annuity: the answer depends on what you need the money to do
Both accounts can be useful. The wrong comparison is 'which is better?' The better question is tax relief now, flexibility later, or a disciplined retirement structure.
20 May 2026 · 7 min read
- Business · MONEY
Offshore investing is not a panic button
Global exposure can protect a South African portfolio from rand concentration. It can also add tax, estate and fee complexity if it is done without a plan.
20 May 2026 · 8 min read
- Business · MONEY
How to choose a financial adviser without being sold a product first
A good adviser should help you understand trade-offs. A bad one rushes you toward paperwork. Here is how to slow the process down.
20 May 2026 · 7 min read
- Business · MONEY
What kind of South African investor are you really?
Most investing mistakes are behavioural before they are technical. Your risk tolerance, time horizon and reaction to uncertainty often matter more than the product brochure.
20 May 2026 · 6 min read
- TECH
Why South Africa wants its data back
The country's most sensitive government and financial data sits on servers in Dublin and Virginia. A coalition of tech companies, banks, and the CSIR is building the infrastructure to change that — before 2027.
18 April 2026 · 7 min read
- BUSINESS
Where South Africa's money is going — and why
An estimated R340 billion left South Africa in private capital outflows in 2025. The individuals and companies relocating savings are not criminals or pessimists — they are rational actors responding to structural signals that the government cannot afford to ignore.
3 April 2026 · 9 min read
- BUSINESS
The SARB governor who finally blinked
Three consecutive interest rate cuts in nine months. Lesetja Kganyago, the South African Reserve Bank's longest-serving governor, explains the decision — and why he believes the country's inflation anchor remains intact.
28 March 2026 · 9 min read
- BUSINESS
The year the lights stayed on
Private solar, a rebuilt Eskom, and a quieter grid. How 2025 ended load-shedding — and what comes next for South African industry.
22 February 2026 · 15 min read
